If you’re like most people, you probably have some kind of pet. Whether it’s a dog, cat, bird, reptile, or something different altogether, over 70% of United States families have an animal companion. That friendship doesn’t come without a price, though, as over $29 billion were spent on veterinary care in 2020. Much of this can be attributed to bills that came from seemingly nowhere. Unexpected surgeries and treatments can be waiting in the wing at any given point and could put a sizable dent in your savings. If you want to help your furry friend but protect your money, too, you may want to consider purchasing pet insurance.
Pet insurance Greenville NC is almost identical to your everyday human insurance. Pet insurance, though, is not mandatory. People who opt to not purchase pet insurance Greenville NC will have to pay for all bills and procedures completely out of pocket. If you decide to purchase protection, you pay a premium and your pet gets coverage for any unforeseen surgeries or treatments, or whatever is listed in the policy. This does, unfortunately, mean that you will not receive coverage on your routine vet visits and bills and due to the nature of pet insurance, there is a chance that you will never use the policy that you pay for.
The most common types of pet insurance are accident-only coverage and accident and illness coverage. Accident-only policies will only cover your bills if something happens, like your pet being hit by a car. Any accident that occurs that requires surgery or x-rays would be covered. With accident and illness coverage, you would also be getting coverage on things like cancer or infections.
Many pet insurance Greenville NC policies will also have restrictions based on when you are purchasing. Your insurance Greenville NC agency may not cover bills associated with preexisting conditions. Additionally, you may not be allowed to purchase a policy on an animal that is already towards the end of its lifespan. Due to the increasing likelihood of having serious health issues as they age, many pet insurance agencies will have a maximum age, beyond which you cannot purchase full coverage.
If you’re worried about the long-term health of your pet and want to try and protect them, it’s time to start looking into some pet insurance options. If you want to explore your insurance Greenville NC options, visit our website or call today and speak with one of our agents to find the plan that’s best for you!