Disability insurance protects or replaces a portion of your income in case you get hurt and can’t work. You might think you don’t need this service because your job doesn’t pose any major risks to your health, but that’s not all disability insurance covers. In fact, almost 90% of long-term disabilities are caused by illnesses such as cancer, heart disease, and arthritis. Below are a few reasons why you should rethink disability insurance Greenville NC and let Alexander Financial set you up with a plan today.
No matter what happens, if you’re unable to go back to work, the benefits from your disability insurance Greenville NC can be used on whatever you want or need. Here’s a list of some major expenses your disability insurance benefits could help cover:
You can also use your disability insurance Greenville NC benefits to pay for things like childcare services and groceries. If you have kids, you understand that you’re their lifeline, and if you can’t work, who’s going to take care of them? Alexander Financial insurance agents Greenville NC want to help you protect your family, and it starts with protecting your income through disability insurance.
Even if you think you’re safe because you’re young, the U.S. Social Security Administration reports that more than 25% of 20-year-olds will experience a disability that keeps them out of work for at least a year. Jobs that don’t pose an immediate risk, can also cause you to become disabled and unable to work. Sitting in an office chair all day long can lead to like herniated discs and leave you unable to work all the same as a fall or other work-related accidents.
There are a lot of ways that you can get injured and left unable to work. Don’t get caught without disability insurance and no way to pay your bills or take care of your family. Give us a call or visit our website and let one of our insurance agents Greenville NC take care of you today.